/* MK Benefits Group — Landing Pages
   Mobile-first. Fast loading. One goal: phone call.
   Design: clean, professional, senior-friendly (65+ demo) */

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

:root {
  --blue: #1b4f91;
  --blue-dark: #0e2f5a;
  --blue-light: #eaf1fb;
  --blue-mid: #3a7bd5;
  --green: #1a8a42;
  --green-dark: #14703a;
  --green-light: #e6f7ed;
  --gold: #d4a017;
  --gold-light: #fef9e7;
  --text: #222;
  --text-light: #555;
  --text-muted: #888;
  --bg: #ffffff;
  --bg-light: #f5f7fa;
  --bg-warm: #fafaf8;
  --border: #dde3ea;
  --border-light: #eaeef3;
  --shadow-sm: 0 1px 3px rgba(0,0,0,0.08);
  --shadow-md: 0 4px 12px rgba(0,0,0,0.1);
  --shadow-lg: 0 8px 24px rgba(0,0,0,0.12);
  --radius: 10px;
  --radius-lg: 16px;
}

html {
  font-size: 18px;
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
}

body {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.65;
  min-height: 100vh;
  -webkit-font-smoothing: antialiased;
}

a {
  color: var(--blue);
}

/* ================================================================
   HEADER
   ================================================================ */

.site-header {
  background: linear-gradient(135deg, var(--blue-dark) 0%, var(--blue) 100%);
  color: #fff;
  padding: 14px 20px;
  text-align: center;
  box-shadow: var(--shadow-sm);
  position: relative;
  z-index: 10;
}

.site-header .brand {
  font-size: 1.05rem;
  font-weight: 700;
  letter-spacing: 0.8px;
  text-transform: uppercase;
}

.site-header .brand a {
  color: #fff;
  text-decoration: none;
}

/* ================================================================
   HERO SECTION
   ================================================================ */

.hero {
  background: linear-gradient(180deg, var(--bg-light) 0%, var(--bg) 100%);
  padding: 40px 20px 32px;
  text-align: center;
  border-bottom: 1px solid var(--border-light);
}

.hero h1 {
  font-size: 1.65rem;
  line-height: 1.25;
  color: var(--blue-dark);
  margin-bottom: 14px;
  font-weight: 800;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.hero .subtitle {
  font-size: 1.05rem;
  color: var(--text-light);
  margin-bottom: 28px;
  line-height: 1.5;
  max-width: 520px;
  margin-left: auto;
  margin-right: auto;
}

/* ================================================================
   CTA BUTTON (PHONE)
   ================================================================ */

.cta-call {
  display: block;
  width: 100%;
  max-width: 380px;
  margin: 0 auto 12px;
  padding: 18px 28px;
  background: linear-gradient(180deg, var(--green) 0%, var(--green-dark) 100%);
  color: #fff;
  text-decoration: none;
  text-align: center;
  font-size: 1.35rem;
  font-weight: 800;
  border-radius: var(--radius);
  border: none;
  cursor: pointer;
  transition: all 0.2s ease;
  letter-spacing: 0.5px;
  box-shadow: 0 4px 14px rgba(26, 138, 66, 0.35);
}

.cta-call:hover,
.cta-call:focus {
  background: linear-gradient(180deg, #1e9a4a 0%, var(--green-dark) 100%);
  box-shadow: 0 6px 20px rgba(26, 138, 66, 0.45);
  transform: translateY(-1px);
}

.cta-call:active {
  transform: translateY(0);
  box-shadow: 0 2px 8px rgba(26, 138, 66, 0.3);
}

.cta-call .phone-icon {
  margin-right: 8px;
  font-size: 1.1em;
}

.cta-sub {
  text-align: center;
  font-size: 0.82rem;
  color: var(--text-muted);
  margin-bottom: 8px;
  font-weight: 500;
}

/* ================================================================
   TRUST BAR
   ================================================================ */

.trust-bar {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 12px 20px;
  padding: 18px 20px;
  background: var(--bg);
  border-bottom: 1px solid var(--border-light);
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 0.82rem;
  color: var(--text-light);
  font-weight: 600;
  background: var(--bg-light);
  padding: 6px 14px;
  border-radius: 20px;
  border: 1px solid var(--border-light);
}

.trust-item .check {
  color: var(--green);
  font-weight: 800;
  font-size: 1rem;
}

/* ================================================================
   BODY CONTENT
   ================================================================ */

.content {
  padding: 36px 20px;
  max-width: 660px;
  margin: 0 auto;
}

.content h2 {
  font-size: 1.3rem;
  color: var(--blue-dark);
  margin-bottom: 14px;
  margin-top: 32px;
  font-weight: 800;
  line-height: 1.3;
}

.content h2:first-child {
  margin-top: 0;
}

.content p {
  margin-bottom: 16px;
  color: var(--text);
  font-size: 1rem;
}

.content ul {
  margin-bottom: 24px;
  padding-left: 0;
  list-style: none;
}

.content ul li {
  margin-bottom: 12px;
  line-height: 1.5;
  padding-left: 28px;
  position: relative;
}

.content ul li::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: 1px;
  color: var(--green);
  font-weight: 800;
  font-size: 1rem;
}

/* ================================================================
   INFO BOX (education callout)
   ================================================================ */

.info-box {
  background: var(--blue-light);
  border-left: 4px solid var(--blue);
  padding: 24px;
  border-radius: 0 var(--radius) var(--radius) 0;
  margin: 24px 0;
  box-shadow: var(--shadow-sm);
}

.info-box h3 {
  font-size: 1.1rem;
  color: var(--blue-dark);
  margin-bottom: 10px;
  font-weight: 700;
}

.info-box p {
  font-size: 0.95rem;
  color: var(--text);
  margin-bottom: 0;
  line-height: 1.6;
}

/* Warning/important variant */
.info-box.warning {
  background: var(--gold-light);
  border-left-color: var(--gold);
}

.info-box.warning h3 {
  color: #7a5e00;
}

/* ================================================================
   HOW IT WORKS (3-step)
   ================================================================ */

.steps {
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin: 24px 0;
}

.step {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  padding: 20px;
  background: var(--bg-light);
  border-radius: var(--radius);
  border: 1px solid var(--border-light);
}

.step-num {
  flex-shrink: 0;
  width: 40px;
  height: 40px;
  background: var(--blue);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 1.1rem;
}

.step-text h4 {
  font-size: 1rem;
  color: var(--blue-dark);
  margin-bottom: 4px;
  font-weight: 700;
}

.step-text p {
  font-size: 0.9rem;
  color: var(--text-light);
  margin: 0;
  line-height: 1.5;
}

/* ================================================================
   SOCIAL PROOF / STATS BAR
   ================================================================ */

.stats-bar {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 24px;
  padding: 28px 20px;
  background: var(--blue-dark);
  color: #fff;
  text-align: center;
}

.stat {
  min-width: 120px;
}

.stat-number {
  font-size: 1.8rem;
  font-weight: 800;
  display: block;
  line-height: 1.2;
}

.stat-label {
  font-size: 0.78rem;
  opacity: 0.8;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  font-weight: 500;
}

/* ================================================================
   CTA SECTION (bottom)
   ================================================================ */

.cta-section {
  text-align: center;
  padding: 40px 20px;
  background: linear-gradient(180deg, var(--bg-light) 0%, var(--bg) 100%);
  border-top: 1px solid var(--border-light);
}

.cta-section h2 {
  font-size: 1.4rem;
  color: var(--blue-dark);
  margin-bottom: 12px;
  font-weight: 800;
}

.cta-section .subtitle {
  color: var(--text-light);
  margin-bottom: 24px;
  font-size: 1rem;
}

/* ================================================================
   FOOTER
   ================================================================ */

.site-footer {
  text-align: center;
  padding: 28px 20px;
  font-size: 0.75rem;
  color: var(--text-muted);
  border-top: 1px solid var(--border-light);
  background: var(--bg-light);
  line-height: 1.8;
}

.site-footer a {
  color: var(--text-muted);
  text-decoration: underline;
}

.site-footer a:hover {
  color: var(--blue);
}

/* ================================================================
   STICKY MOBILE CTA
   ================================================================ */

.sticky-cta {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  padding: 14px 16px;
  background: linear-gradient(180deg, var(--green) 0%, var(--green-dark) 100%);
  z-index: 100;
  box-shadow: 0 -4px 16px rgba(0,0,0,0.2);
}

.sticky-cta a {
  display: block;
  color: #fff;
  text-decoration: none;
  text-align: center;
  font-size: 1.15rem;
  font-weight: 800;
  letter-spacing: 0.3px;
}

/* Push footer up so sticky CTA doesn't cover it */
body {
  padding-bottom: 64px;
}

/* ================================================================
   DESKTOP
   ================================================================ */

@media (min-width: 768px) {
  html {
    font-size: 17px;
  }

  .hero {
    padding: 56px 40px 44px;
  }

  .hero h1 {
    font-size: 2.2rem;
    max-width: 680px;
  }

  .hero .subtitle {
    font-size: 1.15rem;
    max-width: 560px;
  }

  .content {
    padding: 48px 20px;
  }

  .steps {
    flex-direction: row;
    gap: 20px;
  }

  .step {
    flex: 1;
    flex-direction: column;
    align-items: center;
    text-align: center;
  }

  .stats-bar {
    gap: 48px;
    padding: 36px 40px;
  }

  .stat-number {
    font-size: 2.2rem;
  }

  .cta-section {
    padding: 56px 40px;
  }

  .sticky-cta {
    display: none;
  }

  body {
    padding-bottom: 0;
  }
}

@media (min-width: 1024px) {
  .hero h1 {
    font-size: 2.5rem;
  }

  .content {
    max-width: 720px;
  }
}